The ACA: How it Has Impacted Health Care in America

The Affordable Care Act (ACA), commonly referred to as Obamacare, was enacted in 2010 with the intention of lowering the cost and increasing the accessibility of healthcare for all Americans. The Affordable Care Act (ACA) has significantly altered the American healthcare system since it was enacted. These are a few significant ways that the ACA has impacted health care.

The expansion of Medicaid is one of the most prominent developments brought about by the ACA. Prior to the ACA, Medicaid eligibility requirements varied by state, making it difficult for many low-income people and families to get coverage. The Affordable Care Act increased the income cutoff for Medicaid eligibility, allowing millions more Americans to sign up for the program.

The development of Health Insurance Marketplaces, commonly referred to as exchanges, is another significant effect of the ACA. These online markets provide a venue for people and small companies to compare health insurance policies and buy them at a reduced price. Many formerly uninsured Americans have now been able to receive coverage because to this. In addition, the ACA offers subsidies to people and families who are unable to buy health insurance on their own, making coverage more accessible to those with lower incomes.

The ACA’s ban on discrimination based on pre-existing illnesses is one of its most important provisions. Individuals with pre-existing medical illnesses may no longer be denied coverage or subjected to increased charges by insurance providers. Individuals who previously couldn’t get coverage because of their health have profited enormously from this.

The ACA also mandates that the majority of Americans obtain health insurance, known as the individual mandate

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